Travel Insurance For A Trip To Argentina

65 Or Older Here Are The Best Travel Insurance Plans Robb Report
65 Or Older Here Are The Best Travel Insurance Plans Robb Report

Whether you want to tango in Buenos Aires, explore Patagonian glaciers, hike the Mendoza wine region, or relax by the thundering Iguazu Falls, Argentina can satisfy your wanderlust.

"As a country of tango, fine beef and Malbec wine, Argentina is a massive country that offers a wide variety of travel experiences," said Scott Adamski, spokesperson for AIG Travel. “One day you can be immersed in the cosmopolitan surroundings of Buenos Aires and the next you can be riding a horse and being a gaucho buying cattle. The diversity of this country is spectacular and it would take weeks to experience it all."

To visit Argentina you will need travel insurance that covers Covid medical treatment, but it is best to consider a more comprehensive plan that covers you, your property and your investment.

The best travel insurance plans include valuable benefits for trip cancellations, trip interruptions, trip delays, medical bills, medical evacuations, and lost luggage.

Entry requirements to travel to Argentina

You can now visit Argentina without a Covid test, regardless of your vaccination status. Before you arrive at the country, you must complete an electronic declaration that you will receive the manual for that country. You must also provide proof of medical travel insurance covering Covid treatment and transport.

Related: Understanding travel insurance cover for Covid testing issues, border closures, travel advice and quarantine

Travel cancellation insurance for No Go to the Tango

If you cancel a trip for reasons detailed in your travel insurance policy, trip cancellation insurance can cover 100% of the prepaid expenses of your non-refundable trip.

What if your husband broke his leg four days before your trip to Buenos Aires? You can stay at home and claim reimbursement for hotel stays, tours and shows you've previously booked.

Trip cancellation benefits generally apply to unforeseen events, such as B. bad weather, illness or injury to a person or family member. The issues covered by trip cancellation insurance vary greatly from one travel insurance plan to another, so be sure to check your policy.

Please note that not all cancellation reasons are covered by standard trip cancellation insurance.

For example, if you are afraid to travel because of a new variant of the virus, you do not have the right to request a travel cancellation.

If you want maximum security so you can change your travel plans no matter what, you can add cancellation for any reason travel insurance to your standard travel insurance. This increase adds an average of 50% to the price of your travel insurance plan. The additional cost may be valid for the freedom to cancel your trip for any reason, as long as you cancel at least two days before the trip. The Cancellation Benefit for any reason usually refunds 75% of the fee.

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Travel Delay Insurance: Don't Cry for Me Argentina!

Former First Lady of Argentina Eva (Evita) Perón is famous for saying: "Time is my worst enemy." If you're stuck at the airport because of a bug that disrupts an event on your itinerary, you may be able to connect it. You may not continue to your destination, but your stay may be less dramatic if you can recoup some of the costs incurred.

Travel delay insurance is useful when you pay for delays caused by issues listed in the policy. For example, if you miss your connecting flight from Miami to Buenos Aires due to a severe storm, you will be financially protected. You may be reimbursed for costs incurred as a result of the delay. If you're booking a hotel in Miami and need to take an Uber to get there from the airport, keep your receipt so you can show it when you make your request.

Travel delay benefits usually only apply after a certain period of time, e.g. B. 3 to 12 hours. Check your travel insurance plan for waiting times.

If your delay causes you to miss a non-refundable and pre-paid part of your trip, you can also claim a refund for the loss. This means that if you arrive late for your booked Tigre Delta day trip, you are entitled to a refund.

Medical and evacuation limits per person

$250,000 / $1 million

Medical and evacuation limits per person

$500,000 / $500,000

3

GoReady (from April)

favorite package

More pandemics

Medical and evacuation limits per person

$50,000 / $500,000

3

GoReady (from April)

Travel interruption insurance for Adios, Asado

When your Sunday asado barbecue is interrupted by news of an emergency at home, you may have to leave immediately. Unfortunately, trip interruption insurance can help you cover last-minute tickets.

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Additionally, if you miss your prepaid transportation, non-refundable hotel stay, and Beagle Channel boat trip to see penguins and seals due to an early departure, you can claim lost fares.

Not all reasons for cutting your trip short are covered by travel insurance. For example, if you have a problem with your travel companion and want to return home, your travel insurance will not cover the associated costs.

For maximum freedom to cancel your trip after departure, you can switch to trip interruption insurance for any reason. Must be purchased within 14-21 days of initial travel deposit and adds 3% to 10% to the cost of the basic travel plan insurance. But you can definitely go home early and be reimbursed up to 75% of your travel expenses. Keep in mind that the benefits are usually visible at least 48 hours after your start.

Travel health insurance for Mala Leche

Enjoying panoramic mountain views while cycling the Circuito Chico and steep roads, that taste of mala leche, an accident, is likely to ruin your ride. Especially if you have medical bills to pay.

US health plans generally do not provide coverage when you are overseas, and Medicare is not accepted overseas. Check with your health insurer to see what, if any, global benefits you have.

It is recommended that you purchase travel medical insurance to cover the cost of medical and hospital bills, medications, lab work, x-rays and more if you are injured or become ill while traveling. Be sure to purchase a travel insurance package that covers Covid-related treatment and quarantine to meet Argentina's entry mandate.

The most generous travel insurance plans offer travel medical insurance from $500,000 per person, but you can find a good plan for less if you don't think you really need it.

Related: Best Covid Travel Insurance Packages

It is also wise to include an emergency medical evacuation. "This can allow for proper transportation to the nearest health care facility in the event of a serious injury or illness when proper care is not available locally," said Meghan Walch, a spokeswoman for InsureMyTrip.

Let's say you have a crisis on a day trip to Iguazú Falls. Your travel insurance plan's medical evacuation benefit may cover the cost of air travel to the nearest health center that can treat your life-threatening medical emergency. Without this insurance coverage, you will have to pay these costs out of your pocket.

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Provision of baggage for disruption of storage space

Imagine arriving at your luxury stay in San Carlos de Bariloche and wanting to explore Playa Bonita, but you don't have your suitcase with you. Lost or delayed luggage can prevent you from disembarking and enjoying the magnificent view of Lake Nahuel Huapi.

If your luggage is lost, you can make a claim for luggage insurance, which can compensate for the loss in value of your personal belongings up to the limits of your policy.

If your luggage is simply delayed, you can buy a change of clothes and some toiletries to clean up and make a claim under the Baggage Delay Guarantee.

Baggage travel insurance also covers your personal belongings when traveling to Argentina.

Let's say you're on a summer tour and your leather jacket explodes from the RV. You can make a claim with your travel insurance company.

Keep in mind that not everything you own is covered as there are usually exclusions for certain high value items and cash. Additionally, baggage and personal effects benefits include extensive coverage and item limits.

It is important to file a complaint with the local authorities and the tour operator if something is stolen. You will be asked to provide these documents when you file a complaint.

Walch also noted that protests are common in Argentina's capital, Buenos Aires, and other cities. Although the protests are mostly nonviolent, crowds can grow, which can create opportunities for thieves and pickpockets, he said.

Argentina's natural disasters and hazards

Because the climate and landscapes in Argentina vary greatly, there are different types of natural hazards. "These include earthquakes, severe storms and massive flooding, and there is also volcanic activity in the Andes," Walch said.

Be sure to read your policy wording to determine if this type of event is covered by a trip cancellation, trip discount, or trip delay benefit.

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